Credit Card Processor Provider

Helping Small Businesses Stop Overpaying

Total Pay Solutions helps small businesses lower payment processing costs, accept payments anywhere, and keep more of every sale with simple, secure, and reliable payment solutions.

You May Be Paying Too Much for Credit Card Processing

Many small business owners do not realize their processing fees have increased until they finally review their statement. Hidden fees, rate increases, confusing statements, and poor service can quietly eat into your profits month after month.

Total Pay Solutions helps you understand what you are paying, identify where you may be losing money, and find payment solutions designed to support your business instead of working against it.

What We Do

Smart Services for Better Business Results

At Total Pay Solutions, we help small businesses accept payments, reduce processing headaches, and gain more control over their payment systems. From credit card processing and mobile payments to POS systems, gift cards, shopping carts, invoicing, and business funding, we provide practical solutions that help you serve customers and protect your profits.

Mobile Payments

Accept payments wherever business happens.
Take secure credit card payments using a phone, tablet, or mobile device, giving your business flexibility on the go.

Online Payments

Make it easier for customers to pay online.
We help businesses accept online payments with affordable, secure solutions that support smoother checkout and better cash flow.​

Point of Sale

Find the right POS system for your business.
From restaurants and retail shops to salons and service businesses, we help you choose payment tools that fit how your business operates.

EMV / Contactless Payments

Give customers fast, secure ways to pay.
Accept chip cards, tap-to-pay, Apple Pay, Google Pay, and other modern payment options with reliable payment technology.

Free Guide: 7 Ways Small Businesses Get Overcharged on Credit Card Processing

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We Offer

Processing Services Built Around Your Business

Total Pay Solutions provides secure, reliable processing options for businesses that need more than a one-size-fits-all solution. Whether you need countertop terminals, mobile payment options, virtual terminals, online payments, or high-risk processing support, we help match your business with tools designed to make accepting payments easier.

POS Systems That Help You Run Smarter

Your point-of-sale system should do more than process payments. It should help you manage transactions, improve customer experience, and support the way your business actually operates.

Total Pay Solutions offers POS options for restaurants, retail stores, salons, coffee shops, service businesses, entertainment venues, and other small businesses that need reliable payment technology.

Processing Solutions

Total Pay Solutions offers powerful processing solutions with industry-leading technology. From Dejavoo and Valor POS systems to High Risk processing, we deliver secure, reliable tools that help every business run transactions with ease.

Why Choose Us

Our Services

Total Pay Solutions helps businesses thrive by simplifying payments and operations. From payroll and gift cards to shopping carts, credit card processing, and business funding, we deliver fast, reliable solutions to keep your business moving forward.

Payroll Services

Pay your team, stress-free.

Payroll Services

Accurate payroll, every time.

Gift Card Services

Boost sales with branded rewards.

Gift Card Services

Give your customers more ways to shop.

Shopping Carts

Seamless checkout, more conversions.

Shopping Carts

Easy cart, happy customers.

Credit Card Processing

Smart invoicing, faster payments.

Credit Card Processing

Secure payments, smooth transactions.

Business Funding

Fast access to the funds you need with Fundomate.

Business Funding

Funding that keeps you moving forward.

Contact Us

How Can We Help You?

Ready to simplify your business operations and streamline payments? Contact Total Pay Solutions today for a personalized quote. Our team will work with you to understand your needs and provide the right solutions for payroll, payment processing, funding, and more—so you can focus on growing your business.